The 341 Hearing, also called a Meeting of Creditors, is a recorded zoom meeting between the debtor, the Trustee, the debtor(s) attorney, and creditors at which the debtor(s) is questioned under oath about assets, liabilities, income, expenses, and the proposed repayment plan. Debtor(s) are required by law to attend. Currently all hearings are held via zoon, please discuss this with your attorney.
Here are some practice pointers for a successful 341 meeting of creditors :
- Please test zoom access in advance of the meeting to work out any technical issues.
- Make sure you log into the zoom meeting 10-15 minutes prior to their hearing time. The hearing schedule of times is below. See what time your hearing is set for.
- Absolutely no documents may be displayed to the camera. Identification (legible unredacted pictured ID and Social security card) should be uploaded to the BK docs portal 14 days prior to the meeting date.
- No audio or video recording of the meetings is allowed.
- You should be located in a quiet area where you will not be disturbed while attending the meeting.
- When logging in, please use your first and last name in the name field under the meeting id box whnen logging into the zoom meeting.
- For further instructions, please visit https://www.justice.gov/ust/moc
Items you provide to your attorney upon filing a bankruptcy case:
- A driver’s license or a picture I.D. showing your current address
- Verification of your Social Security Number (i.e. SS/Medical Card, W-2 or Pay Stub)
Items you must provide to your attorney at least 14 days before your scheduled §341 Hearing:
- 2 years of most current tax returns
- 60 days of most recent pay stubs
- Certificates of title for currently owned titled assets, including vehicles, boats and mobile homes (regardless of when acquired)
- Copies of leases, recorded mortgages, recorded deeds and land contracts
- State Equalized Value (SEV) found on a current real estate tax bill
- A current statement from each secured creditor stating the amount owed
- Two months of bank statements for each account and/or institution
- If applicable, the name and address of anyone to whom you pay child support or alimony
Failure to provide documents timely to your attorney or proper identification at your hearing will likely result in having to appear and be questioned at multiple §341 Hearings as your hearing will be adjourned to a future date if documents are not provided to your attorney at least 14 days prior to this hearing.
Section 341 testimony (including adjourned cases) will begin promptly at 1:00pm.
The Chapter 13 Trustee has assigned times for 341 hearings in an on-going effort to make the 341 hearings more efficient for everyone. See below for the next scheduled 341 hearing times. The document is organized by hearing officers.